More of Bijak Malaysia

UNIQUE FEATURES 

While many whole life plans out there are each claiming to be superior than the other, Bijak Malaysia certainly stands out from the rest.

Check out the unique features of Bijak Malaysia for yourself:

• Whole life superior protection coverage
• Affordable premiums ranging from RM1,200 to RM6,000 annually
• Extra protection coverage during productive/working years
• Guaranteed Triennial Cash Payment for life @ 5% of Sum Assured until age 88
• Guaranteed Maturity Benefit (Full Sum Assured is payable)
• Pre-packaged, easy enrollment & hassle free (only requires a simple health declaration to get started)
• Strongly backed by the industry as it is initiated by the National Insurance Association of Malaysia (NIAM)
• A bancassurance product with extensive distribution network, for your added convenience

Table 1.1 SUM ASSURED

Table 1.2 TRIENNIAL CASH PAYMENT ( 5% OFF BASIC SUM ASSURED )

So i take myself as an example: 

I am 24 years old and i am able to afford a monthly premium of RM200.

My Sum Assured= RM61900.00

My Triennial Cash Payment= 5% of RM61900

                                                 = RM 3095 per every 3 years

That means i can get RM1031.67 per year with RM2400 saved. Where can you find a place that offer an interest of more than 30% pa?? hmm... not so shabby huh :P

more on this bijak malaysia, you can find it on here.

NIAM offers the new BIJAK MALAYSIA!

Just recently NIAM which stand for National Insurance Association of Malaysia had launched a new whole life insurance plan named BIJAK MALAYSIA. 

Here are the information taken from NIAM website regarding the Bijak Malaysia.

Bijak Malaysia is a first of its kind whole life insurance plan that provides superior protection and coverage until age 88. Not only does its excellent protection coverage give extra to the insured during his/her productive working years, it doubles the benefit should death occur due to accidents. In addition to that, the plan also offers superior survival benefits. 

Bijak Malaysia is indeed a very unique and innovative plan which offers a very affordable and relevant life insurance option to all Malaysians. 

Bijak Malaysia, a superior life insurance to be offered solely through banks, making it easily accessible to the public. 

The strong collaboration between banks and insurance companies will certainly deliver better benefits to the consumers. With Bijak Malaysia, Bancassurance can offer another value for money and innovative product which the public can purchase with confidence, knowing that the product is purchased through a Bank whom they trust. 

Bijak Malaysia will definitely add to the many products and services available to Bank customers through Bancassurance thus making their wealth management service more comprehensive towards the meeting of their customers' needs.

So if i am interested on this Bijak Malaysia then where and whom should i go to?

Participating Insurer and Banks 

AmAssurance Bhd  
AmBank (M) Bhd 

CIMB Aviva Assurance Berhad  
CIMB Bank Bhd 

Hong Leong Assurance Bhd  
Hong Leong Bank Bhd 

Malaysian Assurance Alliance Bhd  

RHB Bank Bhd 

Mayban Life Assurance Bhd  
Maybank Bhd 

Uni.Asia Life Assurance Bhd  
United Overseas Bank (M) Bhd 

EON Bank Group 

Alliance Bank (M) Bhd 

OCBC Bank (M) Bhd