Beauty of Long-Term DCA Investing

No. of Years	Total Investment (RM)	Total Income Earned (RM)	Total Fund Value (RM)
1	5,300.00	407.59	5707.59
2	7,100.00	1,022.27	8,122.27
3	8,900.00	1,863.45	10,763.45
4	10,700.00	2,952.41	13,652.41
5	12,500.00	4,312.36	16,812.36
6	14,300.00	5,968.74	20,268.74
7	16,100.00	7,949.35	24,049.35
8	17,900.00	10,284.61	28,184.61
9	19,700.00	13,007.79	32,707.79
10	21,500.00	16,155.27	37,655.27
11	23,300.00	19,766.86	43,066.86
12	25,100.00	23,886.09	48,986.09
13	26,900.00	28,560.59	55,460.59
14	28,700.00	33,842.44	62,542.44
15	30,500.00	39,788.62	70,288.62
16	32,300.00	46,461.44	78,761.44
17	34,100.00	53,929.07	88,029.07
18	35,900.00	62,266.07	98,166.07
19	37,700.00	71,553.99	109,253.99
20	39,500.00	81,882.03	121,382.03
21	41,300.00	93,347.77	134,647.77
22	43,100.00	106,057.92	149,157.92
23	44,900.00	120,129.23	165,029.23
24	46,700.00	135,689.38	182,389.38
25	48,500.00	152,878.02	201,378.02
26	50,300.00	171,847.93	222,147.93
27	52,100.00	192,766.21	244,866.21
28	53,900.00	215,815.61	269,715.61
29	55,700.00	241,196.06	296,896.06
30	57,500.00	269,126.22	326,626.22

Risk Profile	Moderate
Initial Investment	RM3,500.00
Saving Period	30 years
Rate of return	9.0% per year
Additional investment	RM 150.00 per month
Recommended Fund	PB Balanced Fund

However i need to clarify that this illustration is supplied in response to your specific request and is for your use only. It is based on hypothetical future inflation rates and investment performance. The illustration is intended as a financial planning tool to assist individuals in their financial planning. There can be no assurance of future performance as actual returns will fluctuate with market conditions. The illustration reflects compounding at a hypothetical fixed rate of return and rate of inflation and is not intended to project the performance of any specific investment vehicle. Please note that periodic investing does not ensure profit and does not protect against loss in declining markets.