More of Bijak Malaysia

UNIQUE FEATURES 

While many whole life plans out there are each claiming to be superior than the other, Bijak Malaysia certainly stands out from the rest.

Check out the unique features of Bijak Malaysia for yourself:

• Whole life superior protection coverage
• Affordable premiums ranging from RM1,200 to RM6,000 annually
• Extra protection coverage during productive/working years
• Guaranteed Triennial Cash Payment for life @ 5% of Sum Assured until age 88
• Guaranteed Maturity Benefit (Full Sum Assured is payable)
• Pre-packaged, easy enrollment & hassle free (only requires a simple health declaration to get started)
• Strongly backed by the industry as it is initiated by the National Insurance Association of Malaysia (NIAM)
• A bancassurance product with extensive distribution network, for your added convenience

Table 1.1 SUM ASSURED

Table 1.2 TRIENNIAL CASH PAYMENT ( 5% OFF BASIC SUM ASSURED )

So i take myself as an example: 

I am 24 years old and i am able to afford a monthly premium of RM200.

My Sum Assured= RM61900.00

My Triennial Cash Payment= 5% of RM61900

                                                 = RM 3095 per every 3 years

That means i can get RM1031.67 per year with RM2400 saved. Where can you find a place that offer an interest of more than 30% pa?? hmm... not so shabby huh :P

more on this bijak malaysia, you can find it on here.